A little each week. Then it's yours.
One Stop Deal is an online layby store for New Zealand. You pick what you need and pay it off in small weekly or fortnightly instalments. We deliver it free once it is paid.
Why layby?
Layby is the old-fashioned way to buy something big, and it still makes sense. You pay first, in amounts that fit your budget. When your last payment clears, the item is yours outright.
There is no debt, because you never owe money on something you already have. There is no interest, because layby is not credit. Nothing hangs over you afterwards. If money gets tight along the way, you can lower your payment, skip a payment or cancel.
What we sell
We sell the things households save up for: PlayStation consoles, phones, TVs, laptops and home appliances. Every product shows its full price, and what it costs each week, before you start.
Our six promises
- The price you see is the whole price. No interest, no establishment fee and no late fee.
- No credit check. Layby is not credit. You need to be 18 or older, with a New Zealand delivery address.
- Your instalment, your payday. You choose both. Change them any time, free.
- Free delivery. Anywhere in New Zealand, once your final payment clears.
- Cancel any time before delivery. You get a full refund inside the cooling-off period of 10 business days. After that there is a capped, published charge. We show it to you before you confirm.
- Help when you want it. You can manage your layby online without having to phone anyone. If you would rather talk to a person, we are here.
One Stop Deal is Kiwi-owned, with support based here in New Zealand.
Talk to us
Got a question? Contact us, read how layby works or browse the FAQ.