Sale
Apple
Apple Watch SE 3 (GPS, 40mm)
Apple's most affordable watch, now with an Always-On display, the S10 chip, fast charging and key health and safety features.
$479incl. GST · the whole price, no interest
$25/wk for 20 weeks
Totalling $479 over 20 weeks. No interest. No credit check.
Choose your weekly amount
No interest, no fees. You can change this any time, free.
20 weekly payments of $25 (last one $4)
- First payment Thu 29 Oct 2026, paid off around 11 Mar 2027
- Delivered free by about 1 Apr 2027, once your final payment clears
Your plan, your pace. After you sign up you can pay more, pay less, move your payday or take a break. Free.
Nothing to pay today. Apply in about 3 minutes and we'll confirm your plan within 1 business day.
SKU OSD-WCH-001
- No credit check
- Interest-free always
- Cancel any time
- Free NZ delivery
Description
Apple Watch SE 3 covers the features most people actually use, at the lowest price in the Apple Watch range. This generation adds an Always-On display, so you can see the time without raising your wrist, plus the faster S10 chip and fast charging.
It tracks workouts, heart rate and sleep, and includes safety features such as Fall Detection, Crash Detection and Emergency SOS. It's water resistant to 50 metres, so it's fine for swimming, and this GPS model pairs with your iPhone to put calls, texts and notifications on your wrist.
In the box: Apple Watch SE 3 case, band and magnetic fast charger to USB-C cable. Requires an iPhone 11 or later running iOS 26 or later.
- Always-On display shows the time at a glance
- Fall and crash detection can call for help when you can't
- Tracks steps, workouts, heart rate and sleep
- Swimproof, so it's fine in the pool or at the beach
- Fast charging gets you going again quickly
How to pay
Choose a weekly or fortnightly amount from $15 a week and the payday that suits you. Payments come out automatically on that day. There is no interest and no sign-up fee, and you can pay more, pay less, move your payday or take a break whenever you need to.
Change your mind in the first 10 business days and you get everything back. After that you can still cancel any time before delivery. See cancellations and refunds.
Delivery & returns
Delivery is free anywhere in New Zealand. We dispatch within 5–10 business days of your final payment clearing, and send you tracking details.
Everything we sell is covered by the Consumer Guarantees Act. See delivery and returns and faulty goods.
Key specifications
- Case
- 40mm aluminium
- Display
- Always-On Retina LTPO OLED
- Chip
- Apple S10
- Health and fitness
- Heart rate notifications, sleep tracking, wrist temperature sensing, Activity rings
- Safety
- Fall Detection, Crash Detection, Emergency SOS
- Water resistance
- 50 metres (swimproof)
- Battery
- Up to 18 hours, fast charging
- Connectivity
- GPS, Wi-Fi, Bluetooth
- Compatibility
- iPhone 11 or later with iOS 26 or later
Yours, outright
Layby isn't a loan. You pay it off first, so there's no debt, no interest and nothing on your credit file. When the last payment clears, it's delivered and it's 100% yours.
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How layby works
Pick it
Choose what you want. The price you see is the whole price. No interest, no sign-up fee.
Pay it off
Choose a weekly or fortnightly amount from $15 and the payday that suits you. Change it whenever life changes, free.
It's yours
When your final payment clears we deliver it free, anywhere in New Zealand. You own it outright. No debt.
Good questions
What is layby?
Layby is a way to buy something by paying it off first. You choose an item, pay small weekly or fortnightly instalments, and we deliver it free once it is fully paid. It is not credit, so there is no interest and no debt.
Is there a credit check?
No. Layby is not credit, so we do not run a credit check or ask for proof of income. You just need to be 18 or older, with a New Zealand delivery address.
How do I apply, and what happens after I apply?
Choose your item, pick an instalment and fill in the short online application. Nothing is charged when you apply. We will contact you, usually within one business day, to confirm your plan and set up your payments securely. Your layby starts once we send you the written layby agreement and you confirm it.
Do I have to be a certain age to apply?
Yes. You must be 18 or older to start a layby, and we ask for your date of birth to check. If you are younger than that, a parent or guardian can set up a layby in their own name.
Can I put more than one item on a plan?
Yes. Add the items to your cart and pay one combined instalment. Your payments go to the cheapest item first, and we send each item as it is paid off. You can also have up to 3 active plans at once, as long as your combined instalments are no more than $600 per week.