Budget pickSamsung
Samsung Galaxy A16 5G (128GB)
A low-cost 5G Galaxy with a big 6.7-inch AMOLED screen, 5,000 mAh battery and up to six years of security updates.
$349incl. GST · the whole price, no interest
$25/wk for 14 weeks
Totalling $349 over 14 weeks. No interest. No credit check.
Choose your weekly amount
No interest, no fees. You can change this any time, free.
14 weekly payments of $25 (last one $24)
- First payment Thu 29 Oct 2026, paid off around 28 Jan 2027
- Delivered free by about 17 Feb 2027, once your final payment clears
Your plan, your pace. After you sign up you can pay more, pay less, move your payday or take a break. Free.
Nothing to pay today. Apply in about 3 minutes and we'll confirm your plan within 1 business day.
SKU OSD-GAL-005
- No credit check
- Interest-free always
- Cancel any time
- Free NZ delivery
Description
Galaxy A16 5G covers the essentials well at a price that's easy to manage. The 6.7-inch Super AMOLED screen is large and colourful for videos and video calls, and the 5,000 mAh battery is built to last a full day.
There's 128GB of storage for apps and photos, and you can add a microSD card later if you need more room. Samsung offers up to six generations of Android upgrades and six years of security updates, which is a long time for a phone at this price and makes it a sensible pick for kids, grandparents or a work phone.
In the box: Galaxy A16 5G, USB-C cable and SIM ejector pin. A charging plug is sold separately.
- Big AMOLED screen at a budget-friendly price
- Battery built to get through a full day
- Add cheap extra storage with a microSD card
- Long software support, so it stays safe to use for years
- A sensible first smartphone for kids or a simple phone for grandparents
How to pay
Choose a weekly or fortnightly amount from $15 a week and the payday that suits you. Payments come out automatically on that day. There is no interest and no sign-up fee, and you can pay more, pay less, move your payday or take a break whenever you need to.
Change your mind in the first 10 business days and you get everything back. After that you can still cancel any time before delivery. See cancellations and refunds.
Delivery & returns
Delivery is free anywhere in New Zealand. We dispatch within 5–10 business days of your final payment clearing, and send you tracking details.
Everything we sell is covered by the Consumer Guarantees Act. See delivery and returns and faulty goods.
Key specifications
- Display
- 6.7-inch FHD+ Super AMOLED, 90Hz
- Storage
- 128GB (expandable with microSD up to 1.5TB)
- Rear cameras
- 50MP main, 5MP ultra wide, 2MP macro
- Front camera
- 13MP
- Battery
- 5,000 mAh, 25W wired fast charging
- Durability
- IP54 splash and dust resistance
- Network
- 5G
- Software support
- Up to 6 generations of OS upgrades, 6 years of security updates
Yours, outright
Layby isn't a loan. You pay it off first, so there's no debt, no interest and nothing on your credit file. When the last payment clears, it's delivered and it's 100% yours.
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How layby works
Pick it
Choose what you want. The price you see is the whole price. No interest, no sign-up fee.
Pay it off
Choose a weekly or fortnightly amount from $15 and the payday that suits you. Change it whenever life changes, free.
It's yours
When your final payment clears we deliver it free, anywhere in New Zealand. You own it outright. No debt.
Good questions
What is layby?
Layby is a way to buy something by paying it off first. You choose an item, pay small weekly or fortnightly instalments, and we deliver it free once it is fully paid. It is not credit, so there is no interest and no debt.
Is there a credit check?
No. Layby is not credit, so we do not run a credit check or ask for proof of income. You just need to be 18 or older, with a New Zealand delivery address.
How do I apply, and what happens after I apply?
Choose your item, pick an instalment and fill in the short online application. Nothing is charged when you apply. We will contact you, usually within one business day, to confirm your plan and set up your payments securely. Your layby starts once we send you the written layby agreement and you confirm it.
Do I have to be a certain age to apply?
Yes. You must be 18 or older to start a layby, and we ask for your date of birth to check. If you are younger than that, a parent or guardian can set up a layby in their own name.
Can I put more than one item on a plan?
Yes. Add the items to your cart and pay one combined instalment. Your payments go to the cheapest item first, and we send each item as it is paid off. You can also have up to 3 active plans at once, as long as your combined instalments are no more than $600 per week.